Device Payment Plan

Device Payment Plan

Helping you sport the latest and greatest
with early upgrades


Here is how our Device Payment Plan works:

  • Choose a new smartphone or tablet and activate a line
  • Enjoy a low monthly payment
  • $0 Down, 0% Interest for 24 months
  • Early upgrades on smartphones after just 18 months
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Frequently Asked Questions


  • How can I purchase a new phone on the Device Payment Plan?

    Shop online, visit your local C Spire retail store, or call 1-855-CSPIRE4 (277-4734) to purchase a phone using the Device Payment Plan. A CREW member will be able to review the number of lines you are eligible for and what plans will work best for you.

  • With the Device Payment Plan, is my device under a contract?

    Yes, you must comply with the terms of the agreement to make monthly payments toward the purchase of your device. There is not an early termination fee for cancellation of service.

  • What's the difference between device pricing on the Device Payment Plan and with a 2-Year Contract?

    With the Device Payment Plan, you only pay the sales tax upfront. The Device Payment Plan cost for the device is divided into 24 monthly payments. With a 2-year contract, you pay the promotional price for the device upfront, in one lump sum.

  • Can I upgrade my device while on the Device Payment Plan?

    Yes, you have several options:

    Add the Rapid Upgrades Feature
    Subscribe to the Rapid Upgrades feature when you get your phone, and you can upgrade after 12 months without having to pay the remaining balance on your current phone. The Rapid Upgrades feature is $5 a month for 12 months. After 12 months, you're no longer charged for the feature whether you choose to upgrade at that time or not. Payments for the Rapid Upgrades feature are nonrefundable and nontransferable. Trade-in of your current phone is required.

    Early Upgrade After 18 Months
    Once you've had your current phone for 18 months, you can upgrade to a new phone without having to pay the remaining balance (the last six payments). No additional feature subscription required. Trade-in of your current phone is required.

    Phones purchased on a Device Payment Plan prior to May 1, 2015, are eligible for an early upgrade after 14 consecutive monthly installments.

    Upgrade at Any Time
    If you want to upgrade before 12 months (with the Rapid Upgrade feature) or 18 months (without the Rapid Upgrades feature) you can do so by paying the remaining balance on your current device.

  • When will my Device Payment Plan charges show on my C Spire bill?

    The charge for the first of your 24 installment payments will appear on your first bill.

  • What do I need to pay the day I purchase a new device with the Device Payment Plan?

    On the day you purchase a device using the Device Payment Plan, you will be required to pay the following charges:

    - Activation fee, if applicable
    - Remaining balance on your current C Spire device, if applicable
    - Accessories purchased, if applicable
    - Sales tax calculated on equipment including the total amount financed (the Device Payment Plan device price)

    Any eligible device discounts or promotional credits will be deducted from the total amount financed and will reduce the sales tax and monthly installment payments.

  • How many phones can I put on the Device Payment Plan on my C Spire account?

    The total number of phones you can have on the Device Payment Plan is determined by your approved credit. See a CREW member in a retail store to determine your eligibility.

  • Do I have to be on a specific plan to use the Device Payment Plan?

    No. The Device Payment Plan is offered on any available smartphone rate plan. The new device purchased must be compatible with your rate plan.

  • If I use the Device Payment Plan can I pay off my remaining balance prior to 24 months?

    Yes. There is no penalty or additional cost to pay off your balance early and you can make partial payments at any time to accelerate device payoff.

Latest Phones

Our Device Payment Plan lets you walk away with our latest and greatest devices, with zero down and zero interest for 24 months.

iPhone SE Gold Samsung Galaxy S7 iPhone 6s HTC Desire 626

To purchase using the Device Payment Plan, shop online or visit a C Spire store near you.

Disclaimer: The Device Payment Plan eligibility based on approved credit and requires purchase of monthly service on purchased device throughout the term of the agreement. Sales tax and activation fee (if applicable) due at time of purchase. Device Payment plan purchases offers an 18 month early upgrade option which requires minimum of 18 consecutive monthly installments, trade-in of phone on payment plan, and purchase of new device on payment plan or 2 YR POC.

The Rapid Upgrades feature is available on select devices. Rapid Upgrades feature requires 12 consecutive monthly installments of an additional $5 monthly charge, trade in-of phone on payment plan, and purchase of new device on payment plan or 2 YR POC. $5/monthly upgrade feature charge may be canceled at any time and will cease after 12 consecutive payments. $5/monthly payments are nonrefundable if canceled before 12 month fulfillment or if you choose not to upgrade. $5/monthly payments are nontransferable. Early upgrade feature eligible up to 30 days after activation.

Customers may upgrade device on any eligible plan available for smartphone and basic phones; pricing does not include device. Available to consumer and business customers opening a new postpaid account and/or existing customers adding line by porting number in or creating new number on C Spire account. Customers currently under a 2 yr. Promotional Offer Contract may switch to a Data Plan for an additional $25/month and the plan will automatically revert to standard plan pricing upon agreement fulfillment.

Participating customers must reside in the C Spire Network (MS, generally in and surrounding Memphis/West Memphis, AR/nearby West TN, Mobile and Baldwin Counties, AL, and Escambia, Santa Rosa, Okaloosa, and Walton Counties, FL). Certain restrictions apply. No discount for second or additional lines. Activation fee may apply. Limited time offer. C Spire™ is a trademark owned by Cellular South, Inc. Cellular South, Inc. and its affiliates provide products and services under the C Spire™, C Spire Wireless® and C Spire Business Solutions™ brands. ©2015 C Spire. All rights reserved.